Storm damage to your roof is one of the most serious types of damage that could happen to your roofing system. Dealing with the damage can be overwhelming, especially if it’s your first time doing so. In any case, you’ll need to employ the help of a roofer to assess and fix whatever damage your roof has sustained. The question is, should you hire the contractor preferred by your insurance company?
This article from your trusted roofer Carolina Home Specialists weighs in on whether you’re obliged to choose the contractor that your insurance company has recommended you hire.
Possible Conflict of Interest
It’s completely normal to be wary of insurance company-referred roofers. On the one hand, the two parties likely have a mutual understanding that might not necessarily involve your best interests. On the other hand, your insurance company and their preferred contractor’s relationship might be set in place precisely because the setup works. This means they’ve already established an efficient system wherein it’s easy for both entities to help you and coordinate with each other.
So should you hire the roofer in question? The short answer is that you’re not obliged to. Unless, of course, it’s stipulated in your insurance contract that you should hire a particular contractor. This is known as the “right to repair” policy which delegates the roof replacement or repair services to the company-referred contractor. This is why it’s important that you examine any contract you sign regarding your home.
In conclusion, you have every right to choose the roofer that will service your storm-damaged roof, and no insurance company can impede upon that right. This is where the importance of choosing your insurance company becomes apparent. Your roof deserves the best and you shouldn’t have to settle for less. If you’re looking for a reliable roofer that has your best interest in mind, look no further than Carolina Home Specialists. Call us today at (336) 740-9915 for a free quote.