Navigating the insurance claims process after a storm can be time-consuming and confusing for a lot of homeowners. It often entails a tedious negotiation between the homeowner, insurance company and contractor. To help get your home back to its pre-loss condition, a roof replacement company discusses the six essential steps you need to take.
1. Property Inspection
Before you contact your insurance agent, make sure to call a nearby storm damage contractor to do a thorough inspection of your property. After evaluating the extent of damage to your home, the contractor will produce an estimate for necessary repairs.
2. File a Claim
The next step is to file a claim with your insurance provider and instruct them to contact your contractor. This enables your contractor to directly communicate with the insurance company, saving you time and effort.
3. The Adjuster Meeting
After filing a claim, the insurance company will call your contractor to schedule an inspection with their representative or adjuster. The main role of the adjuster is to inform you about the extent of storm damage and initiate the financial settlement of your claim.
4. Material and Color Selection
After your roofer or contractor receives approval from the insurance company, they will schedule a material and color selection meeting with you. The contractor will provide you with samples so you can choose the new products and colors that will be used in the rebuilding process of your home.
After settling on the products and colors, the contractor will deliver the needed materials to your home and send a team of construction professionals. And then, they will begin to restore your damaged home.
6. Final Inspection
After completing all necessary repairs, an inspector will do a walkthrough of the site to ensure that the renovation has been completed to the highest standards. Any remaining problems or touch-ups will be finalized while the inspector is on-site.
Need help getting your storm-damaged home back to its original state? Turn to Carolina Home Specialists for a smooth and stress-free experience! We offer premium home improvement services — from storm damage to roof repair to window, siding, and deck installation. Call us at (336) 740-9915 or fill out our online form to start a conversation with one of our specialists.